/* ===== INDEX PAGE CSS ===== */

/* HERO */
.hero {
  min-height: 100vh; position: relative;
  display: flex; align-items: center;
  padding-top: 72px; overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background: linear-gradient(135deg, #061a0d 0%, #0a3d1f 40%, #145a32 70%, #1e8449 100%);
}
.hero-overlay {
  position: absolute; inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(201,168,76,0.08) 0%, transparent 60%);
}
.hero::after {
  content: '';
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 20% 20%, rgba(201,168,76,0.05) 0%, transparent 50%),
    url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-content {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: center; padding: 80px 24px;
  max-width: 1200px; margin: 0 auto;
}
.hero-left { color: var(--white); }
.hero-title {
  font-size: clamp(40px, 5vw, 68px); line-height: 1.05;
  margin: 20px 0 24px; font-weight: 900;
  letter-spacing: -1px;
}
.hero-desc {
  font-size: 17px; color: rgba(255,255,255,0.72);
  line-height: 1.75; margin-bottom: 36px; max-width: 480px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 48px; }
.hero-stats {
  display: flex; align-items: center; gap: 28px;
  padding: 20px 28px; background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12); border-radius: var(--radius-lg);
  backdrop-filter: blur(10px); flex-wrap: wrap;
}
.stat-item { text-align: center; }
.stat-num { display: block; font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 700; color: var(--gold); }
.stat-label { display: block; font-size: 12px; color: rgba(255,255,255,0.5); margin-top: 2px; }
.stat-divider { width: 1px; height: 40px; background: rgba(255,255,255,0.15); }

/* HERO CARD */
.hero-right { display: flex; justify-content: flex-end; }
.hero-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-xl);
  backdrop-filter: blur(20px); width: 100%; max-width: 420px;
  overflow: hidden;
  box-shadow: 0 24px 64px rgba(0,0,0,0.3);
}
.hero-card-header {
  padding: 14px 20px; display: flex; align-items: center; gap: 8px;
  background: rgba(0,0,0,0.2); border-bottom: 1px solid rgba(255,255,255,0.08);
}
.hero-card-dot {
  width: 10px; height: 10px; border-radius: 50%;
}
.hero-card-dot.green { background: #27ae60; }
.hero-card-dot.gold { background: var(--gold); }
.hero-card-dot.red { background: #e74c3c; }
.hero-card-body { padding: 20px; display: flex; flex-direction: column; gap: 12px; }
.card-service-item {
  display: flex; align-items: center; gap: 12px;
  padding: 14px 16px; border-radius: var(--radius-md);
  background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.08);
  cursor: pointer; transition: var(--transition);
}
.card-service-item:hover {
  background: rgba(201,168,76,0.1); border-color: rgba(201,168,76,0.3);
}
.csi-icon { font-size: 22px; flex-shrink: 0; }
.csi-info { flex: 1; }
.csi-title { display: block; font-size: 13px; font-weight: 600; color: var(--white); }
.csi-amount { display: block; font-size: 12px; color: var(--gold); margin-top: 2px; font-family: 'DM Mono', monospace; }
.csi-badge {
  font-size: 10px; font-weight: 700; color: #27ae60;
  background: rgba(39,174,96,0.15); border: 1px solid rgba(39,174,96,0.3);
  padding: 3px 8px; border-radius: 100px; text-transform: uppercase; letter-spacing: 0.5px;
  flex-shrink: 0;
}
.hero-card-btn {
  display: block; text-align: center; padding: 16px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--green-deep); font-weight: 700; font-size: 14px;
  border-radius: var(--radius-md); margin-top: 8px; transition: var(--transition);
  letter-spacing: 0.3px;
}
.hero-card-btn:hover { transform: translateY(-2px); box-shadow: var(--shadow-gold); }

.hero-wave {
  position: absolute; bottom: -1px; left: 0; right: 0; z-index: 3;
}
.hero-wave svg { display: block; width: 100%; height: 80px; }

/* ANNOUNCEMENT */
.announcement-bar {
  background: linear-gradient(90deg, #fff8e7, #fff3cd);
  border-bottom: 2px solid rgba(201,168,76,0.3);
  padding: 14px 0;
}
.announcement-inner {
  display: flex; align-items: center; gap: 16px; flex-wrap: wrap;
}
.ann-tag {
  background: var(--gold); color: var(--green-deep);
  font-size: 11px; font-weight: 700; padding: 4px 12px;
  border-radius: 100px; letter-spacing: 0.5px; text-transform: uppercase; flex-shrink: 0;
}
.announcement-inner p { font-size: 14px; color: var(--text-secondary); flex: 1; min-width: 200px; }
.ann-link { font-size: 13px; font-weight: 700; color: var(--green-accent); flex-shrink: 0; transition: var(--transition); }
.ann-link:hover { color: var(--green-deep); }

/* ABOUT */
.about-section { padding: 100px 0; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.about-left h2 { font-size: clamp(28px,4vw,42px); margin: 16px 0 20px; }
.about-left p { font-size: 16px; color: var(--text-secondary); line-height: 1.8; margin-bottom: 16px; }
.about-features { margin: 28px 0; display: flex; flex-direction: column; gap: 16px; }
.af-item { display: flex; gap: 14px; align-items: flex-start; }
.af-icon {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  background: rgba(30,132,73,0.12); color: var(--green-accent);
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; font-weight: 700; margin-top: 2px;
}
.af-item > div strong { display: block; font-size: 15px; margin-bottom: 2px; }
.af-item > div span { font-size: 14px; color: var(--text-secondary); }

.about-img-wrap { position: relative; height: 460px; }
.about-img-card {
  border-radius: var(--radius-xl); overflow: hidden;
  box-shadow: var(--shadow-lg); position: absolute;
}
.about-img-card.main-img { top: 0; left: 0; right: 60px; height: 340px; }
.about-img-card.small-img { bottom: 0; right: 0; width: 200px; height: 200px; }
.img-placeholder {
  width: 100%; height: 100%;
  background: linear-gradient(135deg, var(--green-deep), var(--green-mid));
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 8px; color: rgba(255,255,255,0.7);
}
.img-placeholder.small { gap: 4px; }
.img-icon { font-size: 40px; }
.img-placeholder span { font-size: 14px; font-weight: 500; }
.img-sub { font-size: 12px !important; color: rgba(255,255,255,0.45) !important; }
.about-badge-float {
  position: absolute; bottom: 80px; left: -20px;
  background: var(--white); border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg); padding: 14px 20px; text-align: center;
  border-left: 4px solid var(--gold);
}
.abf-num { display: block; font-family: 'Playfair Display',serif; font-size: 28px; font-weight: 900; color: var(--green-deep); }
.abf-label { display: block; font-size: 11px; color: var(--text-secondary); text-transform: uppercase; letter-spacing: 0.5px; }

/* SERVICES */
.services-section { padding: 100px 0; background: var(--gray-50); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.service-card {
  background: var(--white); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm); overflow: hidden; transition: var(--transition);
  border: 1px solid var(--gray-200);
}
.service-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.sc-header {
  padding: 28px 28px 20px; display: flex; align-items: center; justify-content: space-between;
}
.sc-header.green { background: linear-gradient(135deg, #e8f5e9, #c8e6c9); }
.sc-header.gold { background: linear-gradient(135deg, #fff8e1, #ffecb3); }
.sc-header.teal { background: linear-gradient(135deg, #e0f7fa, #b2ebf2); }
.sc-header.purple { background: linear-gradient(135deg, #f3e5f5, #e1bee7); }
.sc-header.red { background: linear-gradient(135deg, #fce4ec, #f8bbd0); }
.sc-header.dark-green { background: linear-gradient(135deg, #e8f5e9, #a5d6a7); }
.sc-icon { font-size: 36px; }
.sc-category {
  font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.8px;
  padding: 4px 12px; border-radius: 100px; background: rgba(0,0,0,0.07); color: var(--text-secondary);
}
.sc-body { padding: 20px 28px 28px; }
.sc-body h3 { font-size: 18px; margin-bottom: 10px; line-height: 1.3; }
.sc-body > p { font-size: 14px; color: var(--text-secondary); line-height: 1.7; margin-bottom: 20px; }
.sc-fees { background: var(--gray-50); border-radius: var(--radius-md); padding: 16px; margin-bottom: 20px; }
.sc-fee-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 14px; padding: 4px 0; color: var(--text-secondary);
}
.sc-fee-row.igr { color: var(--green-accent); }
.sc-fee-row strong { color: var(--text-primary); font-family: 'DM Mono', monospace; }
.sc-fee-total {
  display: flex; justify-content: space-between; align-items: center;
  padding: 10px 0 0; margin-top: 8px; border-top: 1px solid var(--gray-200);
  font-weight: 700; font-size: 15px;
}
.sc-fee-total strong { color: var(--green-deep); font-family: 'DM Mono', monospace; font-size: 17px; }

/* HOW IT WORKS */
.how-section { padding: 100px 0; }
.steps-wrap {
  display: flex; align-items: flex-start; justify-content: center;
  gap: 12px; flex-wrap: wrap; margin-bottom: 56px;
}
.step {
  flex: 1; min-width: 200px; max-width: 240px;
  background: var(--white); border-radius: var(--radius-lg);
  padding: 28px 24px; text-align: center;
  box-shadow: var(--shadow-md); border: 1px solid var(--gray-200);
  transition: var(--transition);
}
.step:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.step-num {
  font-family: 'DM Mono', monospace; font-size: 11px; font-weight: 700;
  color: var(--gold); letter-spacing: 1px; margin-bottom: 12px;
}
.step-icon { font-size: 40px; margin-bottom: 14px; }
.step-content h3 { font-size: 16px; margin-bottom: 10px; line-height: 1.3; }
.step-content p { font-size: 13px; color: var(--text-secondary); line-height: 1.65; }
.step-arrow {
  font-size: 28px; color: var(--gold); margin-top: 60px; flex-shrink: 0;
}
.steps-cta { text-align: center; }

/* STATS */
.stats-section { padding: 80px 0; background: linear-gradient(135deg, var(--green-deep), var(--green-mid)); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat-card {
  text-align: center; padding: 36px 24px;
  background: rgba(255,255,255,0.07); border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.12);
  transition: var(--transition);
}
.stat-card:hover { background: rgba(255,255,255,0.12); transform: translateY(-4px); }
.stat-card .stat-icon { font-size: 36px; margin-bottom: 14px; display: block; }
.stat-card .stat-number {
  display: block; font-family: 'Playfair Display',serif; font-size: 36px;
  font-weight: 900; color: var(--gold); margin-bottom: 8px;
}
.stat-card .stat-text { font-size: 14px; color: rgba(255,255,255,0.6); }

/* TESTIMONIALS */
.testimonials-section { padding: 100px 0; background: var(--gray-50); }
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.testi-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 32px; box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-200); transition: var(--transition);
}
.testi-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.testi-stars { font-size: 18px; color: var(--gold); margin-bottom: 16px; }
.testi-card > p { font-size: 15px; color: var(--text-secondary); line-height: 1.8; margin-bottom: 24px; font-style: italic; }
.testi-author { display: flex; align-items: center; gap: 14px; }
.testi-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--green-accent), var(--green-deep));
  color: var(--white); font-size: 14px; font-weight: 700;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.testi-author strong { display: block; font-size: 15px; }
.testi-author span { font-size: 13px; color: var(--text-secondary); }

/* NEWS */
.news-section { padding: 100px 0; }
.news-flex { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 40px; gap: 20px; flex-wrap: wrap; }
.news-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; }
.news-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200); overflow: hidden;
  box-shadow: var(--shadow-sm); transition: var(--transition);
}
.news-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-2px); }
.news-card.featured { grid-row: 1; }
.news-side { display: flex; flex-direction: column; gap: 16px; }
.news-img { height: 200px; background: linear-gradient(135deg, var(--green-mid), var(--green-accent)); position: relative; }
.news-img-placeholder {
  width: 100%; height: 100%; display: flex; align-items: center; justify-content: center;
  font-size: 48px;
}
.news-cat {
  position: absolute; top: 14px; left: 14px;
  background: var(--gold); color: var(--green-deep);
  font-size: 11px; font-weight: 700; padding: 4px 12px;
  border-radius: 100px; text-transform: uppercase; letter-spacing: 0.5px;
}
.news-body { padding: 20px 24px 24px; }
.news-date { font-size: 12px; color: var(--gray-400); font-weight: 500; display: block; margin-bottom: 8px; }
.news-body h3 { font-size: 17px; margin-bottom: 10px; line-height: 1.4; }
.news-card.small .news-body h3 { font-size: 15px; }
.news-body p { font-size: 14px; color: var(--text-secondary); line-height: 1.65; margin-bottom: 14px; }
.news-link { font-size: 13px; font-weight: 700; color: var(--green-accent); transition: var(--transition); }
.news-link:hover { color: var(--green-deep); }

/* CTA */
.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--green-deep) 0%, var(--green-mid) 50%, var(--green-accent) 100%);
  position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 80% 50%, rgba(201,168,76,0.15) 0%, transparent 60%);
}
.cta-inner {
  position: relative; z-index: 1;
  display: flex; align-items: center; justify-content: space-between;
  gap: 40px; flex-wrap: wrap;
}
.cta-text h2 { font-size: clamp(24px,4vw,40px); color: var(--white); margin-bottom: 12px; }
.cta-text p { font-size: 16px; color: rgba(255,255,255,0.65); max-width: 500px; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 14px; flex-shrink: 0; }

/* CONTACT */
.contact-section { padding: 100px 0; background: var(--gray-50); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
.contact-info h2 { font-size: clamp(28px,4vw,40px); margin: 16px 0 16px; }
.contact-info > p { font-size: 16px; color: var(--text-secondary); margin-bottom: 36px; }
.contact-items { display: flex; flex-direction: column; gap: 24px; }
.contact-item { display: flex; align-items: flex-start; gap: 16px; }
.ci-icon {
  width: 46px; height: 46px; border-radius: var(--radius-md); flex-shrink: 0;
  background: rgba(30,132,73,0.08); display: flex; align-items: center;
  justify-content: center; font-size: 20px; margin-top: 2px;
}
.contact-item strong { display: block; font-size: 14px; margin-bottom: 4px; }
.contact-item span { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }
.contact-form-card {
  background: var(--white); border-radius: var(--radius-xl);
  padding: 40px; box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}
.contact-form-card h3 { font-size: 22px; margin-bottom: 6px; }
.contact-form-card > p { font-size: 14px; color: var(--text-secondary); margin-bottom: 28px; }
.contact-form-card textarea.form-control { resize: vertical; min-height: 100px; }

/* RESPONSIVE */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; gap: 40px; padding: 60px 24px 100px; }
  .hero-right { justify-content: center; }
  .hero-card { max-width: 100%; }
  .services-grid { grid-template-columns: repeat(2,1fr); }
  .about-grid, .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .about-img-wrap { height: 300px; }
  .stats-grid { grid-template-columns: repeat(2,1fr); }
  .testi-grid { grid-template-columns: 1fr 1fr; }
  .news-grid { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .hero-content { padding: 40px 24px 80px; }
  .hero-title { font-size: 36px; }
  .hero-stats { gap: 16px; padding: 16px; }
  .services-grid { grid-template-columns: 1fr; }
  .steps-wrap { flex-direction: column; align-items: center; }
  .step-arrow { display: none; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .testi-grid { grid-template-columns: 1fr; }
  .cta-inner { flex-direction: column; text-align: center; }
  .cta-actions { justify-content: center; }
}